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RAM Credit Information Sdn Bhd (RAMCI) is Malaysia’s Leading & Most Trusted Credit Bureau accredited under The Credit Reporting Agencies Act 2010.
RAMCI has established itself among Malaysia’s leading and trusted credit and business information bureaus in recent decades and has a comprehensive database that has been built over the past 25 years. We are the first Credit Reporting Agency (CRA) in Malaysia to achieve International ISO 27001:2013 certification in January 2017.
Today, RAMCI’s institutional partners such as RAM Holdings Berhad and Experian Asia Pacific have availed the company to extensive domain knowledge to serve both businesses and consumers in Malaysia and globally through its comprehensive array of services. It also collaborates with associations and cooperatives to serve their members. RAMCI’s core capabilities include online credit information, credit rating and credit scoring services, monitoring and international information services and trade bureau services.
We empower Companies to make Critical and Time-Driven Business, and Credit Decisions. Our value-added credit information includes Company and Consumer Scores/Ratings and the followings: